It is never too early to begin retirement planning to enjoy life on the Sunshine Coast or your dream retirement location. Knowing what the end game looks like is essential for building the right investment strategies for your portfolio and superannuation.
At Guide Financial we work with hundreds of clients on the Sunshine Coast to help them plan a comfortable retirement that still ensures they can enjoy the things in life they always have.
These questions aren’t unusual and for many Australians the real frustration is not knowing the answers. You want to be able to stop working when it suits you without having to worry about money.
Having to significantly drop your standard of living in retirement should not be necessary if you have a plan that answers these questions. The longer you wait, the harder it will be to make up the gap between your current long-term savings and the nest egg you require to provide the retirement income you desire.
We help you make an informed decision about when is the right time for you to retire, and to ensure you retire to live life the way you want to live.
Retirement is the next stage of your journey, not the destination and we want you to enjoy it. We will be the ones worrying about investment returns and managing the risks that occur in all asset classes – and we will be there to provide sound measured advice on maintaining your lifestyle. Life will always throw up surprises that need to be managed.
The first step is designing your ‘Retirement Plan’. Setting realistic goals and timelines around your ‘Retirement Date’ means you need to know how much money you will need and what sort of income you will require. With proper retirement planning you will be amazed at what can be achieved in a relatively short time and the impact that this will have on your standard of living in retirement.