Insurances for your Life & Income

Managing risks with personal protection plans and business insurance

Insurance Broker Sunshine Coast

Guide Financial is an Insurance Broker on the Sunshine Coast that provides insurance policies for individuals and businesses to protect their most important assets.

Sometimes we need to be reminded what our most valuable asset really is. It can be much harder to anticipate the financial consequences of your loss of health than the cost of writing off your car. Perhaps this is why in Australia we are more likely to insure our possessions than our health and income.

‘Wisdom consists of the anticipation of consequences.’ Norman Cousins

At Guide Financial, we discuss the consequences of the unexpected loss of a family member’s income, health or life. This enables us to anticipate the needs you would like to cover in these situations. We can then generate a plan to protect you and your family’s lifestyle.

As part of our Insurance Broker services for Sunshine Coast clients, we evaluate your future insurance cover with many different insurance providers to source well-priced insurance with quality features and definitions which will be tested at claim time. If you were to die leaving ongoing financial commitments, then your benefactors would receive financial relief and a worry-free future.

Insurances for more regular occurrences

More commonly, though, insurances can help provide financial relief to you and your family in the event of a number of unplanned situations such as:

• Sickness
• Accident
• Heart Attack
• Stroke
• Cancer

The security of insurance protection would be invaluable in maintaining a financially stress-free recovery. It can assist with a myriad of expenses including the:

• replacement of income
• costs of medical treatment
• family mortgage, and
• other household bills.

If you lost your financial income would your family be protected? If are the major breadwinner and your home and children are looked after by your spouse / significant other, it’s important to consider insurance for them also? How would your life function if your loved one was not around taking care of your kids and home life? How would you pay for the care your kids need while you continue to earn income for the family?

Managing your insurance through good times and bad

As one of the most connected Insurance Brokers on the Sunshine Coast, we will interact with our large range of insurance companies to secure the best policy conditions for you. More importantly, should you need to claim on your insurance, you have an advocate fighting for you to get the claim paid as quickly and efficiently as possible.

There is no cost to you for us to arrange insurance, as we are paid a commission by the chosen insurance company. As valued client we also do not charge to action insurance claims on your behalf.

Types of insurances we typically provide include:

  • Life Cover
  • Income Replacement
  • Total and Permanent Disability
  • Protection within Superannuation
  • Critical Illness and Recovery

As a prudent Financial advisor, Guide Financial builds contingency plans based on the outcomes that matter to each family and business. It’s about what you want to be able to do should a situation arise.  

Make sure you are covered for the WHAT IFS?

Get in touch today with our Sunshine Coast Insurance Broker specialists today.

I found all the people at Guide Financial to be very easy and confident in their field of expertise, which is very assuring when it comes to your hard earned money. Marc and Bradley have come a long way in their business, and this is due to their good business ethic.

Neil

Read more of Brad’s ratings by clients.