Disclaimer

The information provided on this website has been provided as general advice only. We have not considered your financial circumstances, needs or objectives and you should seek the assistance of your Guide Financial Adviser before you make any financial decisions. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Guide Financial, Australian Advice Network, Centrepoint Lending Solutions or their related entities, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information.

Compliance links   

Compliants procedure – see below

Financial advice Privacy Policy – see below

Lending Privacy Policy – http://www.cpal.com.au/cls/privacy.php

Privacy Policy

Our commitment

At Guide Financial we recognise that your privacy is important. Our purpose for collecting personal information is to facilitate providing accurate and appropriate financial advice and services. We will take reasonable steps to inform you why we are collecting any information and who else we would like to disclose this information to in order to assist in your service. We can also outline any possible consequences if you do not provide complete personal information.

Use and Disclosure

We are subject to legislative and regulatory requirements that necessitate us obtaining and holding detailed information relating to you. Our ability to provide you with a comprehensive service is dependent upon us obtaining certain personal information about you:

  • Employment details and employment history;
  • Details of your financial needs and objectives;
  • Details of your investment preferences and aversion or tolerance to risk;
  • Details of your current financial circumstances, including your assets, liabilities, income and expenditure;
  • Any other relevant information such as medical history and/or reports required for the purposes of risk insurance.

Guide Financial may use the personal information collected from you for the purpose of providing you with direct marketing such as articles that may be of interest to you. You may, contact us and request not to receive such information.

Data Quality

Pursuant to the Corporations Act, Life Insurance Code of Practice and Rules of Professional Conduct of the Financial Planning Association of Australia, we are required to collect sufficient information to ensure appropriate advice can be given in respect of recommendations made to our clients. If you elect not to provide us with the personal information you may be exposed to higher risks in respect of the recommendations made to you and this may affect the adequacy or appropriateness of advice given to you.

Data Security

We take reasonable steps to protect the information we retain from misuse, loss and from unauthorised access, modification, or disclosure. We will not retain any of your information for any longer than it is required, except to satisfy legal requirements. We will destroy or de-identify your personal information when it is no longer required.

Openness

Your financial journey needs to be coordinated with others on your team of professional advisers to ensure we are all working in unity to achieve the outcomes important to you. We work with your existing accountants or solicitors and also have our own trusted professional networks to draw on the knowledge of others as required for your situation. To achieve this purpose we may use or disclose your personal information to expected and reasonable third parties.

Access and Correction

You may access the personal information we hold at any time and we will endeavour to ensure that at all times the personal information about you that we hold is up to date and accurate. The accuracy of the personal information is dependent to a large degree on the information you provide and you should advice us if you identify any errors.

In most cases access to the information will be included in your ongoing service however we reserve the right, when necessary, to charge a fee for searching for and providing access to your personal information.

In some circumstances we are required to collect government identifiers, for example, your Tax File Number. We will not use or disclose this information other than when required to do so by law or, when consented to by you.

Complaints

Australian Advice Network are committed to customer focused, effective and efficient complaint handling, so should you have a complaint about us we need to hear from you.

If you have a complaint about any financial service provided to you by your adviser, you should take the following steps:

 

  1. Contact the Australian Advice Network Operations Manager to discuss your complaint.

Phone:              07 5551 0855

Email:               info@australianadvicenetwork.com.au

Mail:                 Operations Manager

Australian Advice Network Pty Ltd

PO Box 5318

ROBINA TC  QLD  4230

 

  1. We will acknowledge receipt of a complaint immediately, however, where this is not possible, acknowledgement will be made as soon as practicable.

 

  1. We will then investigate the complaint and respond to you within 45 days. Some complex matters may require an extension to thoroughly investigate the complaint and bring it to resolution.

 

  1. If you are not fully satisfied with our response, you have the right to lodge a complaint with the Australian Financial Complaints Authority (AFCA). AFCA provides fair and independent financial services complaint resolution that is free to consumers.  Contact details for AFCA are:

Phone:              1800 931 678 (free of charge)

Email:               info@afca.org.au

Mail:                 Australian Financial Complaints Authority

GPO Box 3

MELBOURNE  VIC  3001

 

Furthermore, the Australian Securities and Investments Commission (ASIC) has a free of charge information line on 1300 300 630, which you may use to obtain information about your rights and to make a complaint.

ABOUT GUIDE

Guide Financial is a Sunshine Coast-based financial services firm committed to ‘being with you on the journey’. The firm has been delivering financial solutions to clients since 1994.

Guide Financial is owned and operated by the firm’s advisers Marc Venter and Bradley Wall, both Certified Financial Planners and representatives of the Australian Advice Network.

Download our latest Company Brochure

FIND US AT
  • 6/94 Memorial Avenue, Maroochydore QLD 4558
  • (07) 5443 1600
  • info@guidefinancial.com.au
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Australian Advice Network won Independent Financial Advisers 'Best new Licensee' Award for 2016 ifa_seal_best-new-licensee-2016
Compliance

Guide Financial provide financial services as authorised representatives of Australian Advice Network Pty Ltd
www.australianadvicenetwork.com.au | ABN 13 602 917 297 | AFSL 472901 | 07 5551 0855

Guide Financial provide Lending services as credit representatives of Centrepoint Lending Solutions Pty Ltd www.cpal.com.au/cls | ABN 40 100 947 804 | Australian Credit Licence 377711 | 07 5574 0244